Estate planning is far more complicated than most people realize. For many, a well-crafted estate plan involves far more than just a will. Depending on your family situation, your assets and other factors, your estate plan may...

A Financial Self-Defense Plan for Seniors Financial fraud and abuse can happen to anyone, but older adults are particularly vulnerable. Unethical individuals may prey on older adults who aren’t as savvy as younger consumers, or who have...

Recently, the Obama Administration proposed a change to the laws regarding grantor trusts. If the new tax takes effect, all grantor trusts will be included in the grantor’s estate. That’s the bad news. The good news is...

Could You Benefit From a Social Security Do-Over? If you’ve done any Social Security planning, you’re probably aware that you’ll get a larger check if you put off claiming benefits until age 66 or even 70, rather...

At some point in our lives we may ask ourselves: “If I die and have debt, who or what will be responsible for paying back those I owe?”The laws regarding debt after death are defined by each...

Are you feeling stuck in the middle, managing the twin challenges of personal family business matters and raising your children while also caring for elderly parents? You’re not alone. Millions of Americans are members of the so-called...

Investment Principles: Diversification and Asset Allocation When it comes to the complicated task of growing your wealth, how do you develop an investment strategy that works for you? For many people, the answer lies in diversification and...

The Season for Giving: Shift Your Income, Lower Your Taxes The holidays are the season of giving. This year, that could include giving certain types of assets to your children and grandchildren so that your family can...

The Problem with Annuities Are annuities a good vehicle for investment and retirement planning? It depends on who you ask. While annuities offer the promise of a guaranteed income for life, they’re not always all they’re cracked...

Proper Asset Location of Stocks, Bonds, Real Estate and Hard Assets Different types of investments are treated differently by the IRS – which is why proper asset location is an important strategy to implement in order to...